Loan types

Every kind of loan, matched the same honest way

Pick the loan type below to see what lenders typically look for, or skip straight to checking your eligibility.

Personal loan

Unsecured, no collateral needed. Typically used for weddings, medical costs, travel, or consolidating other debt.

10.5% – 24% APRUp to 5 years

Gold loan

Secured against gold jewellery or coins. Usually the fastest to disburse, with lower rates than unsecured credit.

9% – 16% APRUp to 3 years

Loan against property (LAP)

Secured against residential or commercial property. Larger amounts, longer tenures, lower rates than a personal loan.

8.5% – 14% APRUp to 15 years

Loan against securities / FD

Borrow against mutual funds, shares, bonds, or a fixed deposit without liquidating them. Often the cheapest way to borrow if you hold investments.

8% – 12% APRUp to 3 years (or FD tenure)

Business loan

Working capital or expansion funding for self-employed individuals and business owners, with or without collateral.

11% – 22% APRUp to 5 years

Education loan

Covers tuition and living costs for domestic or overseas study, usually with a moratorium period until course completion.

9% – 15% APRUp to 15 years

Rate and tenure ranges shown are indicative market ranges, not offers from LoanRight or any specific lender. Your actual matches will show each lender's real, current terms.

See which lenders match you

Check your eligibility